Diversity Research: Journal of Analysis and Trends

The Role of Financial Resources of Insurance Companies in Ensuring Financial Stability

Ravshanova Mohinur Urolovna

Graduate Student of Karshi Institute of Engineering and Economics

Yuldashev Obiddin Tashmurzayevich

Doctor of Economics, Tashkent Financial Institute

Keywords: Financial resourses, insurance service, short-term and long-term loans

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Abstract

As a result of globalization of economic risks and the emergence of various crises in world practice, the impact on the macroeconomic and financial stability of the national economy requires the improvement of the existing mechanism of the financial system of the states, including the insurance system and the activities of insurance companies. Therefore, no activity can be carried out without insurance services in the countries of the world and in international relations. Funds collected from insurance services in developed countries make up 8-12 percent of the country's gross domestic product. In international relations, one of the indicators showing the level of financial stability of insurance companies is the collected insurance premiums, which are estimated to provide an opportunity for the accumulation of large-scale investment funds. This, in turn, expands the investment opportunities of insurance companies and strengthens the level of financial stability of the insurer. This article provides information on the role of financial resources of insurance companies in ensuring financial stability.

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